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eBook Excerpt
From: Tid-Bits For New Signing Agents.
eBook Author: Alyice Edrich
Page Nine: Just Received Your Notary Seal, Now What?
Regardless of how you did it--whether by passing a written test (as required in some states) or simply by completing the required documents and getting the necessary signatures (which may have included your state assemblyman or congressman)--you're NOW a notary public. Congratulations!
Now you want to get out there and make some real money. It is my hope that this book will help you develop a successful career in the world of loan document signings—with confidence! Before we get started, I want to take this time to thank you for your interest in this book.
When you receive your notary commission from the state, you are a notary public. Nothing more and nothing less. However, being just a notary public won’t pay the bills as many states have a set mandated fee which can be as low as 10 cents per notarization to as high as $10 per notarization. You could become a mobile notary and offer the convenience of traveling to and from a client’s home or office. But some states do not allow notaries to charge travel fees. You could work for an attorney or other establishment and notarize forms as needed, but then you would no longer be self-employed. So how do you make a living as a mobile notary public?
You decide to become a loan document signing agent. Currently, there are no laws requiring you to pass a test to work with lenders in witnessing the signing and notarization of loan documents. You simply need to have a basic understanding of what loan documents look like, what a rescission period is, and what your state notary laws are. You also need to dress professionally, act professional, and follow lender regulations.
Some organizations offer a certification test, which allows you to call yourself a “Certified Signing Agent,” but at this time it’s not mandatory.
FIRST THINGS FIRST
This is not a get rich scheme, as with any legitimate business, it will take time and hard work. Remember that planning and perseverance play key roles in the success of any business venture. No matter whom you advertise with, the bulk of your business will not just come knocking at your door. You have to take a step of faith, put in some elbow grease, and make some contacts on your own.
You must also be willing to follow all of your state and city regulations concerning your new business.
I have gathered this information to help you along your way to becoming a loan document signing agent because I have been in your shoes. I know how hard it is to get started without any leads or guidance along the way.
Please understand that none of this information is to be taken as legal advice. I am not a lawyer or tax attorney and am not qualified to give any legal advice or assistance.
If you are uncertain about anything, regardless of how small or large, please contact your state notary board, accountant, and/or attorney.
Once you receive your notary certificate, contact the National Notary Association, American Society of Notaries, and National Association of Signing Agents. These associations offer a world of knowledge “that no notary should be without.” They also have hotlines you can call when you have doubts about how to proceed with a document. I have included their contact information at the end of this book.
Keep in mind that the more research and studying you do before contacting clients, the better prepared you will be to answer their questions, and the more professional you will sound.
The more knowledgeable you are in your field of expertise, the longer your doors will stay open, the more repeat customers you will receive, and the fewer errors you will make.
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This is an excerpt from the copyright protected e-book, Tid-Bits For New Signing Agents. © Alyice Edrich. All rights reserved.
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